The Capital Advisors Group 90-Day Liquidity AccountSM and the Capital Advisors Group Insured Liquidity AccountSM are alternatives to prime money market funds and traditional deposit accounts, designed with the goal of delivering liquidity and safety of principal* for corporate cash managers.
*There is no guarantee that Liquidity Accounts will achieve their goals.
Capital Advisors Group 90-Day Liquidity AccountSM
The Capital Advisors Group 90-Day Liquidity AccountSM, is a buy-and-hold separately managed account portfolio of cash and cash equivalent investments. While each account is customized to meet clients’ specific goals, a Capital Advisors Group 90-Day Liquidity AccountSM may have the following characteristics:
- Overnight Liquidity: Minimum 10% of Holdings
- 7-Day Liquidity: Minimum 30% of Holdings
- Maximum Maturity of Securities: 90 Days
- Target Weighted Average Maturity: 35 Days
- Daily Transparency
- Simplified Monthly Reporting of Holdings, Purchases/Sales
- Custodial Account with Assets Held in Client’s Name
Which Separately Managed Account Strategy is Right for You?
Capital Advisors Group Insured Liquidity AccountSM
A Capital Advisors Group Insured Liquidity AccountSM provides each account holder with up to $100 million in deposit insurance backed by the full faith and credit of the U.S. Government via one convenient account, and presents investors with an alternative to traditional bank deposit accounts and money market funds.
Safety
- FDIC insurance, backed by the full faith and credit of the U.S. Government, on up to $100 million
- Access to a network of more than 600 screened FDIC-insured banks via one convenient account
Liquidity
- Next-day liquidity (Cut-off 12:00 PM ET)
- No withdrawal penalties, transaction fees, or redemption gates
Performance
Competitive yield compared to1:
- Money market funds
- U.S. Treasuries
- Commercial paper
Simplified Approach, Transparency and Control
The Capital Advisors Group 90-Day Liquidity AccountSM and the Capital Advisors Group Insured Liquidity AccountSM provide a streamlined approach to separately managed accounts with the goals of safety of principal, liquidity, transparency and control through portfolios of directly owned securities. A dedicated portfolio manager serves as your main point of contact, providing day-to-day support, guidance and communication. For each account, we provide monthly accounting reports designed to be seamlessly integrated with your internal reporting systems.
Why Capital Advisors Group?
Cash Investment Focus
Comprehensive, “turnkey” cash management solutions. More than 25 years of experience managing short-duration cash portfolios. Senior members of our investment and operations teams have an average tenure of more than 15 years with the firm.
Preemptive Risk Management
Our intensive research and comprehensive risk and credit management capabilities seek to provide insights to help clients avoid market risks.
Client Service
Dedicated portfolio managers and operations managers provide daily support, and clients have access to Capital Advisors Group’s experienced research team and proprietary research.
90-Day Liquidity Accounts:
Capital Advisors Group, Inc. has investment discretion with respect to each client Capital Advisors Group 90-Day Liquidity AccountSM. Each Capital Advisors Group 90-Day Liquidity AccountSM is managed on the basis of the client’s financial situation and investment objectives and restrictions imposed on the management of the account by mutual agreement of Capital Advisors Group and the client. A Capital Advisors Group 90-Day Liquidity AccountSM is not the same as a money market fund. A money market fund is a collective investment fund that must, among other things, comply with certain quality, maturity, liquidity and diversification requirements imposed by law, primarily Rule 2a-7 under the Investment Company Act of 1940, as amended. Investors in a money market fund hold only an indirect interest in the securities held by the fund, and investors are responsible for their share of the money market fund’s expenses. A Capital Advisors Group 90-Day Liquidity AccountSM may comply with the same quality, maturity, liquidity and diversification requirements that apply to a money market fund. The owner of a Capital Advisors Group 90-Day Liquidity AccountSM, however, elects to comply with those requirements rather than being required by rule to comply, and the Capital Advisors Group 90-Day Liquidity AccountSM does not comply with all requirements of the rules that apply to a money market fund. Moreover, in a Capital Advisors Group 90-Day Liquidity AccountSM, the owner has a direct interest in the underlying securities, and the owner is responsible for all Capital Advisors Group 90-Day Liquidity AccountSM expenses. All information subject to change without notice.
Insured Liquidity Accounts:
1 Assumes similar maturities/liquidity and credit quality.
Capital Advisors Group and the Capital Advisors Group Insured Liquidity AccountsSM program are not members of the Federal Deposit Insurance Corporation (“FDIC”); however, the institutions where client money is deposited are members of the FDIC. If a participant has cash at any depository institution insured by the FDIC independently of the Capital Advisors Group Insured Liquidity AccountSM program, it may not receive full insurance coverage on all deposits at those institutions. Capital Advisors Group is a registered investment advisor. Capital Advisors Group is not a bank, does not offer bank deposits, and its services are not guaranteed by the FDIC or any other governmental agency. Capital Advisors Group Insured Liquidity AccountsSM are subject to certain terms and conditions. For more information on these terms and conditions, please call Capital Advisors Group at 617.630.8100.
