Institutional Cash Management

Customized separately managed account (SMA) investment solutions are designed to help safeguard your cash balances. We work with you to create a portfolio based on your unique investment policy statement (IPS) objectives with the goal of protecting principal, providing liquidity, and maximizing risk-adjusted returns. We partner with CEOs, CFOs, treasury teams, and founders at organizations of all sizes.

Our Team is an Extension of Yours

Capital Advisors Group was founded 33 years ago to provide customized cash investment solutions that seek to protect principal, deliver liquidity, and maximize risk-adjusted returns. Our experienced portfolio managers, credit analysts, traders, and operations managers seek to act as an extension of your finance team. Our team is exclusively focused on cash investments, and our independence, personal attention, and alignment with your interests help to deliver what we believe are superior results.

Customized Separately Managed Accounts for Your Cash Balances

We believe a separately managed account strategy provides the ability to customize a cash investment solution that aligns with your specific investment needs. This approach also helps to provide transparency, direct ownership of assets, and control over your cash investments with the goal of prudent diversification and safety of principal.

We construct a customized portfolio specifically tailored to your investment policy statement (IPS), liquidity needs, and changing business dynamics and will work with you to update your IPS or create an IPS if one does not exist.

As an independent SEC-registered investment advisor solely focused on institutional cash management, our primary goal is principal protection. A critical component of this mandate is ensuring client assets are held in segregated, bankruptcy-remote bank custody accounts. Additionally, our focus on credit research and our proprietary risk management is fundamental to our investment process.

We align our investment strategy with your specific liquidity needs to structure a portfolio that aims to ensure that cash is not only available when needed, but that additional cash buffers are in place as your forecasts evolve.

We take a prudent approach to maximizing risk-adjusted returns in the context of safety and liquidity. Our team continually evaluates market dynamics and adjusts our investment strategy to seek appropriate yield enhancements for our client portfolios.

Independence. Insight. Focus.

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Independence

We are an independent SEC-registered investment advisor—not a bank or broker—with an experienced team that takes pride in providing unbiased research and investment guidance that focuses on your best interests.

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Insight

We draw on our team’s extensive experience through various interest rate cycles to create customized, research-driven cash investing strategies. Using cutting-edge technologies, we prioritize adherence to your investment policy and aim for optimal execution.

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focus

We are focused exclusively on institutional cash management and are not looking to sell you banking services or lend money. Senior investment and operations team members have more than 22 years* of average tenure with the firm and are dedicated to understanding your unique situation and becoming a trusted long-term partner.

Evaluating Your Cash Management Options

If you are seeking to establish a separately managed account for your cash investments, there are three key areas to consider before choosing an independent SEC-registered investment advisor (RIA) like Capital Advisors Group or a broker-dealer (B-D).

When evaluating cash investment options such as separately managed accounts, buying securities directly, mutual funds, and various banking products, it’s important to match your cash allocation to your current liquidity priorities, risk tolerances, and time horizon.

Building Lasting Partnerships with Your Success First

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Integrating Technology in Separately Managed Accounts 

Our team is committed to continuously advancing our separately managed account solutions by integrating technology into areas such as credit research, trade processing, compliance, and investment reporting. Our Technology Department is constantly developing code to streamline processes and improve the client experience. We also partner with leading-edge technology firms like Clearwater Analytics.

CounterPartyIQ®

The CounterpartyIQ® online platform is our proprietary credit research system that analyzes more than 100 characteristics of each credit that we cover. Driven by both quantitative and qualitative factors, it informs the credit decisions for your portfolio.

We also offer our clients access to the CounterpartyIQ® platform to provide you with a dashboard for real-time counterparty credit risk monitoring.

The CounterpartyIQ® platform can help you to:

  • Understand and monitor credit risk of counterparty relationships, such as the credit risk of operating banks
  • Build and maintain buy lists for internally managed cash portfolios
  • Aggregate counterparty exposures to provide an enterprise-level credit score
  • Set tolerance levels for credit risk and provide alerts if counterparties fall below certain levels

To schedule a live online demonstration of the CounterpartyIQ® platform, please contact:

Ray Facinelli
EVP – Director of Business Development
rfacinelli@capitaladvisors.com
(908) 872-2490

33 Years of Thought Leadership

Our quarterly cash updates, blog posts, white papers, research reports, and other content provide unique insights into the markets and inform investors of what we believe are current best practices for cash investments.

Financial markets have closely monitored consumers’ financial health following the COVID-19 pandemic to gauge when the exceptional economic tailwind provided by high levels of household ...
Potential for a Fed Santa Pause The Fed followed up their September 50 basis point rate cut with a unanimous 25 basis point cut on ...
Cash may be King, but it is also going virtual before our eyes. Digital cash used to be the domain of tech innovators and cryptocurrency ...

Connect with Our Team

Are you interested in having a conversation about your organization’s cash investment needs? Please contact one of our team members.

*Tenure statistics are derived from senior members of Capital Advisors Group’s Investment and Operations teams from employment start date to January 1, 2024, which includes ten employees.